Florida PIP

How Long Does It Take to Get Compensated for Your Medical Bills in Florida?

Published on: May 14, 2025 | Anthony Quackenbush, Esq.

When you have been hurt in an accident, medical care may begin immediately, and you may be worried about how you will pay your medical bills before you have received a financial settlement. At Quackenbush Law, our team works quickly to assess the situation, review all documentation and statements, advocate with insurance companies, and negotiate on your behalf.

PIP first

The first medical insurance coverage that kicks in is PIP – Personal Injury Protection – which is required on all auto insurance policies in Florida. If you don’t have auto insurance, you can seek coverage from the insurance policy of a family member with whom you live or that of the vehicle you were riding in at the time of the accident, depending on your individual situation. Regardless of what insurance company is paying your medical bills, you must see an approved medical provider within 14 days of the injury to qualify for PIP coverage.

What Is a PIP Claim and Do You Need an Attorney?

Published on: March 10, 2025 | Anthony Quackenbush, Esq.

In Florida, every automobile owner is required to carry auto insurance which includes Personal Injury Protection (PIP) coverage. PIP covers up to 80% of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, regardless of who caused the crash. If a person’s injuries result in a loss in wages, PIP can cover up to 60% of these lost wages, up to $10,000. PIP also provides death benefits of $5,000 to surviving family members for each person killed due to an accident.

PIP covers insurance to the named insured person, relatives living in the same household, anyone operating the insured vehicle with the owner’s permission, passengers in the insured vehicle, and anyone struck and injured by the insured vehicle while not an occupant of another vehicle.

There are requirements to receive this coverage, however. In order to qualify for PIP coverage, you must be examined by an approved medical provider within 14 days of the accident. If you delay, you will not be eligible for PIP benefits. You must also contact your insurance company within the timeframe that is required by your insurance policy, or they will have grounds to deny your claim.

Florida and Car Accidents – What to Know, How to Be Safe, How to Get Help

Published on: October 15, 2021 | Anthony Quackenbush, Esq.

Florida is one of the most beautiful states in the nation. It is also one of the most favored for retirement and is the most visited by tourists. As a life-long Floridian, I’m proud of our state and encourage visitors and retirees to enjoy our beauty and our many attractions. But the downside of all of this activity is an increase in car accidents. Therefore, Florida residents and visitors need to take extra precautions to stay safe on the road, and they need to remember to take certain actions if an accident does occur.

Causes of car accidents in Florida

Four of the five most dangerous highways in the nation are in Florida, with Route 1 being the most dangerous highway in the United States. This is a dubious honor, to say the least. But what causes our roads to be so dangerous? The reasons are varied and include both human error and the roads themselves: