Articles Tagged with insurance claim

Here in Florida, we are frequently hit hard by hurricanes. If your home suffered damage in a hurricane – like the recent Hurricane Ida that did so much damage – but your claim was denied, don’t panic. Insurance companies often deny claims initially. Sometimes the denial is legitimate, and sometimes it’s an honest mistake. Sometimes it’s the insurance company’s attempt to save money. Regardless, we can help you understand the reasons for the denial and then plan to change the decision if the denial was improper.  

Often, repairing hurricane damage to a home or car can’t wait. It needs to be addressed immediately – which means you will be seeking reimbursement from your insurance company. Receiving a denial of your claim and not receiving the funds you expected or receiving much less than it cost to do the repairs can be very discouraging, but it might not be the end of the road for you. You may be able to contest the denial.

An important word of caution: While it is always best to contact your insurance company before making any repairs, sometimes they need to be made immediately. If this is the case, before you make any repairs, and possibly even before you move anything or clean anything, take pictures or videos of the damage and store them in a safe place. This evidence will be critical in supporting your claim, especially if the damage requires you to make quick repairs.

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